[StBernard] State Farm

[Westley Annis]

I just received a call from my State Farm homeowners adjuster( after 3 1/2
months). I live at 3212 Galllo Dr. My home has a 25 foot long patio
completely gone, vinyl fascia, soffits missing. Gutters are missing, My
fence is blown down and poles are broken off in the cement chain wall. My
above ground pool wall  was collapsed on one side, and my A/C condensing
unit is blown over. Now for the good part, according to the adjuster, and
after  my 2 % hurricane deductible and $1,000 deductible, I only have
$700.00 damage. Why aren't these THIEVES being prosecuted for insurance
fraud. I thought that falsifying information on an insurance claim for
financial gain is a crime.  
 
He told me that the water rose to the 10 foot level before the winds came.
Because of this anything under 10 ft is considered water  damage. I asked if
he saw the basket ball goal that is 10 feet high with the Lexan backboard
blown out. I stated that this is proof of high winds. He said" I don't
disagree with you but this is how I was instructed by State Farm to handle
claims".
 
I was told to get estimates from a contractor for any additional damage.
Does anyone know of a contractor that can help? I know it will be difficult
to get a contractor to spend time writing an estimate for repairs that
probably will not be started for 6 months or a year( if they are even done
at all).
 
                    Kenny O'Donnell