[StBernard] State Farm

[Westley Annis]

Kenny,
 
   FIRST, Calm down. Trust me I know how easy it is to be upset and they are
really good at it. You do not have to deal with them, deal with the company
instead. Second, Marvin LeBlanc is part of this email circle and the State
Farm Liason in the area, email him for his assistance. THIRD, take your time
and get your estimate based on POST-Katrina pricing. Most of these adjustors
are basing pricing on pre-Katrina not post- labor and materials are
skyrocketing. The insurance will re-adjust and pay further. Fourth, write up
the contents of your attic, it should fall under you contents section of
your homeowners, that area had higher than 8ft ceilings, some were vaulted-
claim every stinking little ornament, christmas light, etc. LASTLY, if you
don't agree, FIGHT THE BASTARDS (No offense Marvin)!!!! Get your own
adjustor, you own specialist, etc. These adjustors have no idea about
hurricanes, they forget you get 150 miles of hurricane before the eyewall,
storm surge, and flood ever hit land, make them learn this. Need help, call
me...everyone knows I can be pretty creative in making people listen.
 
Wendy Hall

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I just received a call from my State Farm homeowners adjuster( after 3 1/2
months). I live at 3212 Galllo Dr. My home has a 25 foot long patio
completely gone, vinyl fascia, soffits missing. Gutters are missing, My
fence is blown down and poles are broken off in the cement chain wall. My
above ground pool wall  was collapsed on one side, and my A/C condensing
unit is blown over. Now for the good part, according to the adjuster, and
after  my 2 % hurricane deductible and $1,000 deductible, I only have
$700.00 damage. Why aren't these THIEVES being prosecuted for insurance
fraud. I thought that falsifying information on an insurance claim for
financial gain is a crime. 

He told me that the water rose to the 10 foot level before the winds came.
Because of this anything under 10 ft is considered water  damage. I asked if
he saw the basket ball goal that is 10 feet high with the Lexan backboard
blown out. I stated that this is proof of high winds. He said" I don't
disagree with you but this is how I was instructed by State Farm to handle
claims".

I was told to get estimates from a contractor for any additional damage.
Does anyone know of a contractor that can help? I know it will be difficult
to get a contractor to spend time writing an estimate for repairs that
probably will not be started for 6 months or a year( if they are even done
at all).

                    Kenny O'Donnell