[Woodcarver] Insurance question

[Joe Dillett]

 Merry Christmas to all

        My question does anyone have any experience with getting insurance 
on carvings, from fire and theft?
Thanks Chris Howard
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Hi Chris,

For my own work-in-process and finished inventory of carvings I insure them 
through my regular business insurance. My business insurance is all 
encompassing covering fire, theft, and liability even when I'm out doing 
shows or installing my work. When I have a work-in-process that exceeds my 
normal coverage I carry a rider to cover the additional cost. When I host 
the GOW I carry a rider for additional coverage. I have additional raw 
material stored at home, which I have a rider to cover against fire or 
theft.

There have been some recent changes in insurance law when transporting art 
(our carvings). They need an appraisal of the value. They will not accept a 
contract or Work Order that states the value it sold for. All they will 
accept is an appraisal. They accepted Marnie Whillock as my appraiser 
because of her working as an editor of Carving Magazine, working in the 
carving industry most of her life, selling carving tools and supplies and 
also having run a woodcarving gallery. It is very important to cover the 
cost if our work gets damaged or destroyed during transportation or 
installation.

Bottom line, become very good friends with your insurance agent. Don't 
assume you're covered.

Merry Christmas Chris,


Joe Dillett
The Carving Shop
645 E. LaSalle St. Suite 3
Somonauk, IL. 60552
(815) 498-9290 phone
(815) 498-9249 fax
http://www.thecarvingshop.com
jdillett at thecarvingshop.com
http://www.carvingmagazine.com Carving Magazine web site and Readers Forum
http://www.carvingmagazine.com/chat/chat.shtml Live Chat for Carving 
Magazine.
http://community.webshots.com/user/joe_dillett
http://www.citizenactions.org
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