[Woodcarver] Club Liability Insurance

[Bill Smith]

Sorry 2 hear about this members accident n glad he did
not sue your club. Had not thought about insurance 4 a
club. Also where is your club meetings as they should
have slip n fall coverage n should be looked into if
its a public place. Also tool space should have a
table 2 put it on.
--- woodcarver-bounces at six.pairlist.net
<jdillett at thecarvingshop.com> wrote:

> DONATIONS to the Woodcarver Mailing List can be made

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> Hi Ed,

> At one of our club meetings, a little over a year

ago, one elderly member of

> our carving club tripped over a toolbox someone set

on the floor. This

> person broke their wrist in 3 places and broke their

noise. After 3

> surgeries on his wrist and metal pins still in he is

beginning to carve

> again. It will never be the same movement but he

said the pain is gone. He

> would have never sued the club or the individual who

left his toolbox on the

> floor. Medicare left him with over $2,000 out of

pocket expenses. We have

> been doing raffles at our meetings to help him cover

his costs. Many

> individuals would not be able to pay this $2000

deductible and they would be

> left with no alternative but to try and collect from

the responsible

> parties. Fortunately for us this individual

recognized that he perhaps was

> the most responsible for his own accident.

> 

> If it was anyone else lawsuits could have destroyed

our club. I can only

> imagine that the elected officers, I being one,

would have been held liable.

> The individual who's toolbox he tripped over would

have been sued.

> 

> We had thought about the owners of the building, who

allow us to use it for

> $10 a meeting, having insurance to cover this but we

would surely have lost

> our nice meeting place as a result of a claim.

> 

> Since than we purchased insurance with Country

Companies, I believe about

> $200 per year, which covers us for this type of

liability. We got the

> insurance through one of our club member who is an

agent with Country

> Companies.

> 

> 

> Joe Dillett

> The Carving Shop

> 645 E. LaSalle St. Suite 3

> Somonauk, IL. 60552

> (815) 498-9290 phone

> (815) 498-9249 fax

> http://www.thecarvingshop.com

> jdillett at thecarvingshop.com

> http://www.carvingmagazine.com Carving Magazine web

site and Readers Forum

> http://community.webshots.com/user/joe_dillett

> http://www.citizenactions.org

> http://www.safeguardsystemsinc.com

> **************************************************

> 

> 

> ----- Original Message ----- 

> From: "Ed Ertel" <erteled at yahoo.com>

> To: "Woodcarver List" <Woodcarver at six.pairlist.net>

> Sent: Wednesday, June 29, 2005 5:21 PM

> Subject: [Woodcarver] Club Liability Insurance

> 

> 

> DONATIONS to the Woodcarver Mailing List can be made

using PayPal OR regular

> mail. Click this link:

http://wwwoodcarver.com/WWWList/WWWList.html

> At the most recent meeting of the Mystic Carving

Club

> (CT), last weekend, the club officers remarked about

> the increasing cost of liability insurance.

> 

> It's hard to do a comparison, since there aren't a

lot

> of companies that advertise a product like this.

> 

> Does anyone have tips, first of all, on the

importance

> of carrying this type of insurance, and secondly, on

> how to shop around for it?

> 

> Thanks

> EdE

> Tolland, CT

> 

> 

> 

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